Speciality Products
What is Structured Products?
Structured products (SP) are a wealth creation and portfolio protection tool. Also known as Nifty-linked debentures (NLDs), these products are designed to produce returns on the basis of the performance of the underlying asset class say - Nifty. One key feature of a structure product offering in India is that most of them have Capital Protection which enables an individual to use it as a tool to manage oneâs risk without compromising on returns. Minimum Investment is around 10-25 lacs.
LRS(Liberalized Remittance Scheme):
Under LRS, all resident individuals can freely remit $250,000 overseas every financial year. Investment opportunities are offered to individuals to invest in Shares & PMS of foreign markets thereby diversifying the portfolio.
REITS: [Real Estate Investment Trust ]
REITs are securities linked to real estate that can be traded on stock exchanges once they get listed. The structure of REITs is similar to that of a mutual fund. Just like mutual funds, there are sponsors, trustees, fund managers and unit holders in REITs. However, unlike mutual funds, where the underlying asset is bonds, stocks and gold, REITs invest in physical real estate. The money collected is deployed in income-generating real estate. This income gets distributed among the unit holders. Besides regular income from rents and leases, gains from capital appreciation of real estate also form an income for the unit holders.